Proposed changes to your return
The IRS believes income was underreported — often a 1099 mismatch. You typically have 30 days to agree, disagree, or provide documentation. Do not ignore it; it does not go away.
If the IRS says you owe, a calm plan beats a panicked reaction. We review your notices, map every legitimate option — payment plans, penalty relief, settlement, hardship status — and handle the IRS for you.
IRS letters look alarming by design. Here is what the common ones actually mean — and why each one has a clock attached.
The IRS believes income was underreported — often a 1099 mismatch. You typically have 30 days to agree, disagree, or provide documentation. Do not ignore it; it does not go away.
This is the last warning before the IRS can seize assets. You generally have 30 days to pay, arrange a plan, or request a hearing. This letter deserves immediate attention.
A bank levy freezes funds with a 21-day holding period before the IRS takes them — that window is your chance to act. Wage garnishment hits your paycheck directly. Call us first, not after.
Not every situation needs the same tool — and some advertised "solutions" are wrong for most people. We will tell you that, plainly.
Structured monthly payments the IRS accepts while penalties and interest stop compounding out of control. For most people who owe, this is the realistic path — and it works.
Settling for less than the full amount is real — but acceptance runs under 50%, review takes 6–24 months, and it is not right for most people. We will tell you honestly whether you qualify before you spend a dollar.
First-time penalty abatement and the IRS's newer automatic penalty relief can wipe out a large share of what you owe. Sometimes this is a free phone call, not a service — and we will tell you when that is the case.
If paying would leave you unable to cover basic living expenses, the IRS can pause active collection. Breathing room while your situation stabilizes — a legitimate status, not a loophole.
Bank levies and wage garnishments can often be released once a resolution is in motion. Time matters here — the 21-day bank holding period is a real window. Contact us the day you receive the notice.
Haven't filed in years? The IRS generally only requires the most recent six years, and filing stops the failure-to-file penalty even before you can pay. We get you current without judgment.
You talk. We listen, review, and lay out the options. Then — only if it makes sense — we handle the IRS.
We look at your notices, transcripts, and full picture — income, expenses, assets. Everything you share stays between us. This first conversation costs nothing.
You get a plain-English breakdown of every legitimate path: payment plan, penalty relief, settlement, hardship status — with honest odds, timelines, and costs. Including the option of doing nothing with us.
With your approval and flat engagement terms in writing, we prepare filings, negotiate with the IRS, and manage correspondence until the matter is resolved. You get updates; we get the hold music.
IRSHelpDebt.com is the tax resolution arm of Total Source Net — built for individuals and small businesses who need a calm, competent guide through IRS debt, notices, and enforcement.
Rafael Rodriguez, Jr., MBA
Founder, Total Source Net
Rafael founded Total Source Net to give small businesses and individuals one network for every business problem — accounting, tax, marketing, procurement, credit, and IRS resolution. Based in South Florida and serving clients nationwide remotely, he built IRSHelpDebt.com on a simple principle: people facing the IRS deserve honesty first and a plan second.
Tell us what the IRS sent you. We will review it and tell you — honestly — what your options are.